Launch the pool
The host creates a 30-minute live pool inside a group chat, with a purchase target.
Let’s connect ↗Shopmate’s proposed buying pools bring purchase coordination into group chat. Friends and family work toward a purchase target and share eligible cashback according to their contributions.
A host launches a time-limited pool in a trusted group. Members commit their contributions, the host places the merchant order, and Shopmate links the order to the participants.
Understand the safeguards ↘Illustrative purchase target
₹3,000 of ₹3,000The host creates a 30-minute live pool inside a group chat, with a purchase target.
Members join and commit their share toward the target purchase.
Members transfer their contribution directly to the host via UPI. Shopmate does not receive these funds.
When the target is reached, the host places the order and submits its order ID to Shopmate.
The proposed system links member contributions with the merchant order for tracking and validation.
After merchant validation, cashback is distributed proportionally to each member’s contribution.
Try an illustrative cashback amount for the three-person pool above. The split follows each member’s contribution, rather than dividing equally.
This calculator explains the model; it does not predict or guarantee cashback. Actual amounts depend on merchant eligibility and validation.
The presentation sets clear boundaries for peer-to-peer group purchases.
Pool with people you know and trust. Do not send contributions to strangers or untrusted accounts.
Contributions move directly from members to the host via UPI. Shopmate does not hold or manage pooled money.
Shopmate facilitates purchase coordination and cashback tracking. Responsibility for peer-to-peer payments remains with the participants.
The proposed protection process suspends reported suspicious accounts for investigation, with restoration after successful re-verification.
Explore the messaging, reviews, and rewards designed to connect the journey.